Emergency loans are short-term financial solutions designed to provide quick access to funds during urgent or unexpected situations. These loans can help cover expenses such as medical bills, car repairs, or urgent home repairs when immediate cash is needed. Emergency loans typically have a fast application process and approval, allowing you to receive the funds quickly.

Apply for Same-Day Emergency Loans Online

Cashback Loans can help you handle emergency expenses. Apply online today, or visit one of our locations if you have any questions or need more information about our emergency payday loans.

We also have many convenient locations throughout Southern California with hours designed to accommodate busy work schedules and life events. Find the nearest location and apply in-store, or speak with our professional customer service specialists if you have any questions.

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1

Apply Online

Complete our online application. It’s quick, easy, and confidential.

2

Get Approved

If you are PreQualified, please e-sign your loan documents to proceed with the loan funding process.

3

Get Cash

Cash Deposited to your Bank Account (Instantly for Qualified Bank Accounts) or a check mailed directly to your home.

Qualifications for Same-Day Emergency Loans

  • A valid, open, and active checking account
  • A steady source of income
  • A government-issued photo ID
  • An active phone number
  • A valid email address

Same-Day Emergency Loan Amounts & Terms

  • Select the loan amount from the below dropdown to view an example of rates and terms
  • Loan Amount Options: $150,$200,$250, $300
  • In this example, the APR on the $300 Loan is 214.83% based on the loan term of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
  • Advance Amount: (Amount Financed): $300
  • Finance Charge: (Cost of Loan): $45.00
  • Origination Fee: NA
  • Total Cost of Loan: $45.00
  • Check Amount: (Total of Payments): $300.00
  • Example APR: 460% for a 14 Day Loan Term
  • **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
  • The minimum loan amount available to California customers is $150
  • The maximum loan amount available to California customers is $300
  • The maximum loan term is 31 days

Same-Day Emergency Loan Rates & Fee Schedule

  • Maximum : 300
  • Minimum : 150
  • Payment Type : Single Pay
  • Term : 1-31 days
  • 14 Day APR = 460.16%

Governing Law

The applicable laws of your state will govern the loan agreement. Questions or Complaints should be directed to your state's financial regulatory agency.

License and Disclosures

Get Same-Day Emergency Loans With Cashback Loans

We offer a hassle-free experience with our same-day emergency loans. Apply online or visit us in-store to get quick approval and access to funds within the same day. Whether you apply online, receive a direct deposit, apply in-store, and get cash immediately, we ensure a fast and efficient process to address your urgent financial needs.

Our streamlined application often results in quick decisions, with funds available the same day. With years of experience providing financial solutions, such as instant funding loans, 24-hour payday loans, and fast payday loans, we’re here to help you through emergencies quickly. Get started today—our friendly staff is available online, by phone, or at our convenient locations to assist you promptly.

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Frequently Asked Questions about Same Day Emergency Loans

Below are frequently asked questions to help you navigate the process of getting a same-day emergency loan when you need money fast.

You can apply for a same-day emergency loan online to get money quickly. These loans are designed for urgent situations, with funds often available within 24 hours.

To qualify, you’ll need a valid ID, proof of income, and an active checking account. Some lenders may also perform a soft credit check, but approvals are typically fast.

Yes, fees vary by lender and state regulations. Be sure to review the loan terms and any associated fees before applying to avoid surprises.