24-hour payday loans are short-term, high-interest loans designed to provide quick cash for urgent financial needs. You can apply online or in-store and receive funds within 24 hours or less in most cases. Due to our rapid approval process and quick disbursement, these loans are perfect for getting money quickly in an emergency.
How Do Our 24-Hour Payday Loans Work?
At Cashback Loans, we can process your loan quickly, typically in 15 minutes or less.
Once you are approved for a short-term loan, the money you need will deposit directly into your bank account, or you can choose to pick up the money in person at one of our store locations. You can take the money from this short-term loan and cover your immediate financial needs until you get your next paycheck.
As a state-licensed direct lender for 24-hour payday loans in California, we are held to a higher compliance standard by both state and federal government. As such, our maximum loan offer is $300 per loan, which can help you cover unexpected financial needs without the risk of getting into a debt cycle.
We also value your privacy, which we prove by refusing to sell or give access to any middlemen or third-party companies.
Apply for 24-Hour Loans Online
Cashback Loans' online application is available 24 hours a day, 7 days a week! We respond to applications within minutes when possible. Once approved, we can deposit your money directly in your bank account or provide you with a check delivered right to your door!
Apply Online
Complete our online loan application. It’s quick, easy, and confidential.
Get Approved
If you are Pre-Qualified, then please e-sign your loan documents to proceed to the loan funding process.
Get Cash
Cash Deposited to your Bank Account (Instantly for Qualified Bank Accounts) or a check will be mailed to your home.
Qualifications for 24-Hour Payday Loans
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
24-Hour California Payday Loan Amounts & Policies
- Select the loan amount from the below dropdown to view an example of rates and terms
- Loan Amount Options: $150,$200,$250, $300
- In this example, the APR on the $300 Loan is 214.83% based on the loan term of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
- Advance Amount: (Amount Financed): $300
- Finance Charge: (Cost of Loan): $45.00
- Origination Fee: NA
- Total Cost of Loan: $45.00
- Check Amount: (Total of Payments): $300.00
- Example APR: 460% for a 14 Day Loan Term
- **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
- The minimum loan amount available to California customers is $150
- The maximum loan amount available to California customers is $300
- The maximum loan term is 31 days
24-Hour Payday Loan Rates & Fee Schedule
- Maximum : 300
- Minimum : 150
- Payment Type : Single Pay
- Term : 1-31 days
- 14 Day APR = 460.16%
Governing Law
The applicable laws of your state will govern the loan agreement. Questions or Complaints should be directed to your state's financial regulatory agency.
License and Disclosures
- License
- Required Postings
- Privacy Policy
Get 24-Hour Payday Loans from Cashback Loans
We offer a hassle-free experience with multiple ways to access your funds. Apply online for direct deposit, or visit us in-store to get cash immediately. You can also pick up your money in person or apply in-store and have the funds deposited directly into your account. We strive for ease and speed, often fulfilling loans within 15 minutes of approval.
With over 20 years of experience in Southern California, Cashback Loans provides payday loans, cash advances, check cashing, and more. Ready to get started? Our friendly staff is here to help you get the emergency cash you need, available online, by phone, or at our convenient locations throughout Southern California.
Apply TodayFrequently Asked Questions about 24-Hour Payday Loans
Below are some frequently asked questions to help you better understand how 24-hour payday loans work, especially if you're applying in California.
You can apply for a 24-hour payday loan by filling out an online application. The process typically takes just a few minutes, and you can get approved instantly if you meet the requirements.
If approved, you can receive the funds as soon as the next business day, often within 24 hours.
To qualify for a 24-hour payday loan, you typically need to provide proof of income, a valid ID, and an active checking account. Credit checks are usually minimal or not required.
In California, payday loans are capped at $300. This limit is regulated by state law to protect consumers.