Online Payday Loans In California
We understand you can't always be prepared for what's ahead. Whether you're funding a spontaneous trip, managing an unexpected cost, or simply looking to pay your bills, we provide convenient and easy online payday loans in California.
We have a fast and easy process to get you the cash you need as soon as possible. You can fill out our application form online at any time or drop by any of our Southern California locations for in-person assistance. We'll work with you one-on-one through the loan process and answer any questions you may have about our instant approval loans. Our goal is to make sure you have the financial assistance you need to meet your immediate monetary needs. Apply for payday loans online in California and enjoy all the convenience we offer.
What Is a Payday Loan?
An online payday loan in California is a short-term loan to help you cover your immediate financial needs until you get your next paycheck. The primary benefit is fast access to your cash, deposited directly into your bank account.
Cashback Loans offers a maximum of $300 per loan. We want to help you in your time of need or to cover unexpected financial expenses. Our application is available 24/7 and we often provide same-day or instant-approval payday loans! Get a payday loan the same day, and check one worry off your list.
To get started with a quick, stress-free payday loan:
- Apply using our online payday loan application
- Contact our Customer Service team: (909)-483-0474
- Visit the Cashback Loans location nearest you!
Instant, Rapid, Or Same-Day Approval
Make any day a payday with a quick, confidential cash advance from Cashback Loans. You can have money in your hand in as little as 15 minutes. Want to apply from the comfort of your own home? We offer online funding with cash transferred right to your account. You can rely on our fast, discreet online payday loans in California.
Make Today My Payday in Just 15 Minutes!How Instant Payday Loans Works
Cashback Loans streamlines the application process for instant payday loans so it's quick and easy. No credit checks or sitting around waiting for days to find out if you're approved. Just meet our minimum requirements, and you can have your money in a matter of minutes.
Apply Online
Complete our online application. It's quick, easy, and confidential.
Get Approved
If you are prequalified, please e-sign your loan documents to proceed to the funding process.
Get Cash
Cash is deposited to your bank account (instantly for qualified bank accounts).
What Do I Need To Get an Online Payday Loan in California?
Our friendly customer service staff is available at one of our convenient locations throughout Southern California, online, or by phone to help you get the emergency cash you need today with an online payday loan in California. To apply for instant-approval payday loans, you should have:
- Open & Active Bank Account
- Steady Source of Income
- Valid Driver's License/State ID
The Direct Lender Advantage
Cashback Loans is a state-licensed direct lender for instant-approval payday loans in California. That means there are no middlemen, and your information will never be sold or shared with third parties.
We are passionate about helping our customers and pride ourselves on providing a no-hassle, no-pressure payday loan service. For more information on our easy payday loan service, reach our customer service team online, in-store, or by phone at (909)-483-0474. Apply with Cashback Loans today for your online payday loan in California!
Apply for Your Payday Loan Online TodayLoved By Our Customers
California Loan Amount & Terms
It's easy to learn more about online payday loans in California. Here's other helpful information:
-
Borrowing Options: You can borrow $150, $200, $250, or $300.
- Example: If you borrow $300, the loan costs $45. You’ll receive $255 after the fee is deducted.
-
APR (Interest Rate):
- A $300 loan for 1 month has an interest rate of 214.83%.
- A 14-day loan would have an APR of 460%.
- The rate depends on how long you borrow the money.
- Loan Term: You have up to 31 days to repay the loan.
- Important Limits: The smallest loan is $150, and the largest is $300.
Apply for Payday Loans Online in California Today
Cashback Loans is a trusted provider of instant-approval loans. We understand your needs and provide a quick, painless application process. Our goal is to get you the money you need when you need it. Apply now for a payday loan online in California.
Request a Payday Loan TodayFrequently Asked Questions About Online Payday Loans in California
As a long-time source of online payday loans in California, Cashback Loans fields numerous questions. Here are some of the common questions we receive.
Yes. All payday lenders in California must be licensed by the Department of Financial Protection and Innovation (DFPI). Cashbak, LLC, dba Cashback Loans, is a licensed payday lender.
Lenders typically don't disclose cash advance loans to the primary credit bureaus (Experian, Equifax, and Transunion), meaning these loans generally won't influence your credit ratings. However, if you fail to repay the loan and the lender transfers or sells your debt to a collection agency, the agency could potentially report the debt to one of the main credit bureaus, which might impact your credit score.
Payday loans have a fixed rate. California law sets the maximum fee a payday lender can charge at 15% of the check amount, up to a maximum of $45.
Governing Law
The loan agreement will be governed by the applicable laws of your state. Questions or Complaints should be directed to your state's financial regulatory agency.
License and Disclosures
- License
- Required Postings
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