Cash advance loans, also called payday loans, are short-term loans that provide immediate access to funds to cover financial emergencies. These funds can be used for car repairs, house maintenance costs, emergency expenses, or any other financial situation.

How to Apply for a Payday Loan

You can typically obtain a cash advance within 24 hours with our 5 minute online loan application. Our rapid approval process means that you can have cash in your account quickly from a state-certified direct lender.

Apply for Cash Advance Loans Online

If you are looking for a cash advance loan to cater to your financial emergencies? Our team at Cashback Loans is ready to hold your hand. Submit your online application now, and let us get you that instant funding you dearly need.

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1

Apply Online

Complete our online application. It’s quick, easy, and confidential.

2

Get Approved

If you are PreQualified, please e-sign your loan documents to proceed with the loan funding process.

3

Get Cash

Cash Deposited to your Bank Account (Instantly for Qualified Bank Accounts) or a check mailed directly to your home.

Qualifications for Cash Advance Loans

  • A valid, open, and active checking account
  • A steady source of income
  • A government-issued photo ID
  • An active phone number
  • A valid email address

Cash Advance Loan Amounts & Policies

Cashback Loans is a state-licensed direct lender, which means we hold ourselves to higher compliance standards issued by both the state and federal governments.

We limit our loan amounts to $300, the maximum amount California legislature allows. We believe in helping you gain access to the money you need without leaving you vulnerable to an endless debt cycle.

We’re also committed to keeping your application information private. To that end, we don’t sell or share your information with any third parties. Your information is safe with us.

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Cash Advance California Loan Amount & Terms

  • Select the loan amount from the below dropdown to view an example of rates and terms
  • Loan Amount Options: $150,$200,$250, $300
  • In this example, the APR on the $300 Loan is 214.83% based on the loan term of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
  • Advance Amount: (Amount Financed): $300
  • Finance Charge: (Cost of Loan): $45.00
  • Origination Fee: NA
  • Total Cost of Loan: $45.00
  • Check Amount: (Total of Payments): $300.00
  • Example APR: 460% for a 14 Day Loan Term
  • **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the loan term is shorter than this example and decrease if your loan term is longer.
  • The minimum loan amount available to California customers is $150
  • The maximum loan amount available to California customers is $300
  • The maximum loan term is 31 days

Cash Advance Loan Rates & Fee Schedule

  • Maximum : 300
  • Minimum : 150
  • Payment Type : Single Pay
  • Term : 1-31 days
  • 14 Day APR = 460.16%

Governing Law

The applicable laws of your state will govern the loan agreement. Questions or Complaints should be directed to your state's financial regulatory agency.

License and Disclosures

Choose Cashback Loans for Cash Advance Loans

Cashback Loans has been a state-certified direct lender for 20+ years, providing check advances, 24-hour payday loans, emergency payday loans and more. When you’re approved for a loan through Cashback Loans, you borrow directly from us! This means there are no middlemen, and your information isn’t sold or transferred to other lenders. Our professional representatives are ready to assist you in person or over the phone.

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Frequently Asked Questions about 24-Hour Payday Loans

Here are some common questions and answers to help you understand the process of getting an online cash advance loan, including how to apply quickly and securely.

You can borrow money instantly by applying for an online cash advance loan. Once your application is approved, you may receive funds within 24 hours.

Generally, you’ll need a valid ID, proof of income, and an active checking account. Some lenders may also require a soft credit check.

Approval can happen within minutes, and if approved, you can receive your funds as soon as the next business day.