Here's How Your Payday Loan Works

Once we receive your application, we’ll review it immediately and determine your eligibility for a loan. In most cases, you can get a payday loan online in as little as 15 minutes.

Upon approval, you can receive your cash at any of our store locations, or you can elect to have the money instantly deposited into your checking account with a participating bank. If your bank doesn’t accept instant transfers, you will receive your cash the next business day.

One reason we’re able to qualify borrowers quickly is because our criteria doesn’t depend on your credit score. At Cashback Loans, we believe you are more important than your credit score.

Here’s what you need to qualify:

  • A valid, open, and active checking account
  • A steady source of income
  • A government-issued photo ID
  • An active phone number
  • A valid email address

How Much Money Can You Receive?

Like most loans, payday loans fall under state regulations. These state protections assign a loan limit of $300. As a state-licensed lender, we abide by these regulations with your best interests in mind.

Why Choose Us?

We are dedicated to our customers and finding solutions that work, make sense, and avoid extra stress. By adhering to state legislature, guidelines, and requirements we are able to provide financial assistance when you need it most!

Cashback Loans is a direct lender. From application to repayment, we service the entire loan process under one roof. No third parties. No loan matching services. We keep things simple, and our clients benefit from it. Everything is handled in-house and we keep your personal information safe and secure.

If you haven’t already, apply for your payday loan online above! If you have questions, give us a call at (909)-483-0474 to speak with a live Cashback Loans representative!