Paycheck advance loans, or payday loans, are short-term loans designed to provide immediate cash based on your upcoming paycheck. You can apply online or in-store and receive the funds quickly, often within the same day or the next business day. These loans bridge the gap between paychecks, helping cover urgent expenses or emergencies.
What are the Benefits of a Check Advance Loan?
Unexpected medical, house, childcare, or car expenses always seem to happen at the worst times. We understand that you might need additional funds quickly so we’ve made our check advance loan application process as fast and simple as possible for our borrowers, with:
- Check advance loans available 24/7
- Low fees
- Fast payday loan applications
- Approval as fast as 15 minutes
- Instant funding upon approval
- $255 limit per loan (plus fees)
Apply for Payday Advance Loans Online
At Cashback Loans, we are committed to providing you with rapid financial assistance. All you need to apply for a check advance loan in California is basic information, including an email, phone number, proof of income, a checking account, and a government-issued ID. Apply today to secure a check advance loan in California.
Apply Online
Complete our online application. It’s quick, easy, and confidential.
Get Approved
If you are PreQualified, please e-sign your loan documents to proceed with the loan funding process.
Get Cash
Cash Deposited to your Bank Account (Instantly for Qualified Bank Accounts) or a check mailed directly to your home.
Qualifications for Paycheck Advance Loans
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
Paycheck Advance Loan Amounts & Terms
- Select the loan amount from the below dropdown to view an example of rates and terms
- Loan Amount Options: $150,$200,$250, $300
- In this example, the APR on the $300 Loan is 214.83% based on the loan term of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
- Advance Amount: (Amount Financed): $300
- Finance Charge: (Cost of Loan): $45.00
- Origination Fee: NA
- Total Cost of Loan: $45.00
- Check Amount: (Total of Payments): $300.00
- Example APR: 460% for a 14 Day Loan Term
- **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
- The minimum loan amount available to California customers is $150
- The maximum loan amount available to California customers is $300
- The maximum loan term is 31 days
Paycheck Advance Loan Rates & Fee Schedule
- Maximum : 300
- Minimum : 150
- Payment Type : Single Pay
- Term : 1-31 days
- 14 Day APR = 460.16%
Governing Law
The applicable laws of your state will govern the loan agreement. Questions or complaints should be directed to your state's financial regulatory agency.
License and Disclosures
- License
- Required Postings
- Privacy Policy
Get Paycheck Advance Loans With Cashback Loans
We offer a hassle-free experience with flexible options: Apply online for direct deposit or visit us in-store to get cash immediately. You can also apply online and pick up your money in person or apply in-store and have funds deposited into your account.
Our streamlined process often fulfills loans within 15 minutes of approval. With over 20 years serving Southern California, Cashback Loans provides payday loans, cash advances, check cashing, and more. Get started today—our friendly staff is available online, by phone, or at convenient locations throughout Southern California.
Apply TodayFrequently Asked Questions about Paycheck Advance Loans
Below are some frequently asked questions about paycheck advance loans, designed to help you understand how to access funds before your next payday.
Yes, you can get an advance on your paycheck through paycheck advance loans. These loans provide quick access to funds, typically repaid when you receive your next paycheck.
You can borrow money from your paycheck by applying for a paycheck advance loan. The loan amount is typically based on your income and is repaid on your next payday.
Once approved, you can typically receive the funds within one business day, making paycheck advance loans a quick solution for urgent financial needs.