Fast payday loans are short-term loans designed to provide quick cash, typically within 24 hours, to cover urgent financial needs until your next payday. These loans are often applied online or in-store based on your upcoming paycheck. The application process is usually straightforward, and funds can be deposited directly into your bank account or issued as cash.
Apply for Fast Payday Loans Online
Fast payday loans from direct lenders mean you work directly with the lender. Cashback Loans is the only company in the process when you apply for your loan. We review and approve applications and distribute funds. This is why we can send you the money you need on the same day you’ve applied for our loans in most cases.
Our team is committed to helping you navigate the fast payday loan process. Feel free to visit one of our convenient Southern California locations or apply online in 5 minutes!
Apply Online
Complete our online application. It’s quick, easy, and confidential.
Get Approved
If you are PreQualified, please e-sign your loan documents to proceed with the loan funding process.
Get Cash
Cash Deposited to your Bank Account (Instantly for Qualified Bank Accounts) or a check mailed directly to your home.
Qualifications for Fast Payday Loans
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
Fast Payday Loan Amounts & Loan Policies
Cashback Loans is a state-licensed direct lender, which means we adhere to higher compliance standards issued by both the state and federal governments.
We limit our loan amounts to $300, the maximum amount the California legislature allows. We believe in helping you gain access to the money you need without leaving you vulnerable to an endless debt cycle.
We’re also committed to keeping your application information private. To that end, we don’t sell or share your information with any third parties. Your information is safe with us.
Apply For Your Payday Loan Online Today!Fast Payday Loan Amounts & Terms
- Select the loan amount from the below dropdown to view an example of rates and terms
- Loan Amount Options: $150,$200,$250, $300
- In this example, the APR on the $300 Loan is 214.83% based on the loan term of 1 monthly payment. The APR will vary depending on the length of the individual loan.
- Advance Amount: (Amount Financed): $300
- Finance Charge: (Cost of Loan): $45.00
- Origination Fee: NA
- Total Cost of Loan: $45.00
- Check Amount: (Total of Payments): $300.00
- Example APR: 460% for a 14 Day Loan Term
- **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the loan term is shorter than this example and decrease if your loan term is longer.
- The minimum loan amount available to California customers is $150
- The maximum loan amount available to California customers is $300
- The maximum loan term is 31 days
Payday Loan Rates & Fee Schedule
- Maximum : 300
- Minimum : 150
- Payment Type : Single Pay
- Term : 1-31 days
- 14 Day APR = 460.16%
Governing Law
The applicable laws of your state will govern the loan agreement. Questions or Complaints should be directed to your state's financial regulatory agency.
License and Disclosures
- License
- Required Postings
- Privacy Policy
Get Fast Payday Loans With Cashback Loans
We provide a quick and easy process for fast payday loans with flexible options. Apply online for direct deposit or visit us in-store to get cash immediately. You can also apply online and pick up your funds in person or apply in-store and have the money deposited directly into your account.
Our efficient system often approves loans within 15 minutes, ensuring you get access to the cash you need swiftly. With over 20 years of experience serving Southern California, we offer 24-hour payday loans, payday loans, cash advance loans, and more. Get started today—our friendly staff is available online, by phone, or at our convenient locations throughout Southern California to assist with your urgent financial needs.
Apply TodayFrequently Asked Questions about Fast Payday Loans
These frequently asked questions will guide you through the process of getting fast payday loans online, including how to apply and receive funds quickly.
You can apply for a fast payday loan online and, once approved, receive funds as quickly as the same day or the next business day, depending on the lender’s processing times.
To apply, you’ll typically need proof of income, a valid ID, and an active checking account. Some lenders may perform a soft credit check, but the process is generally fast.
Approval times are usually quick, with many applications processed instantly. Once approved, funds can be available within 24 hours or less.