A payday loan, also known as:

  • Cash advance
  • Short-term loan
  • Payday advance loan
  • Bad credit loan
  • Deferred deposit transaction
  • Paycheck advance

is a small, short-term loan that can help you with some immediate cash needs until your next paycheck, which is typically when your loan is due.

There are multiple pros of getting a payday loan with Cashback Loans.

  • One pro is that they are easy to apply for, access is easy because we don’t have as many requirements as other types of loans or lenders.
  • No collateral is needed and we don’t check your credit with Transunion, Experian, or Equifax.
  • The con’s of getting a payday loans are mostly related to the use of the product, it is not a solution for long term financial problems and it is important to understand the fees. When used as a short term solution most of the cons are eliminated.

Here! Cashback Loans offers payday loans online. There is no need to go into a payday loan store anymore, the whole transaction can be done from your computer or phone. Apply now!

Since a Payday Loan is a short term cash advance loan the process is simple and easy.

  • Apply for the loan
  • Get Approved
  • Once approved for our payday loan, you may receive cash at a store front location or get the money instantly deposited in your checking account with a participating bank. If your bank does not accept instant funding you can receive your money the next business day
  • Once your loan is due, typically by your next payday you will need to pay back the loan in full plus the finance charge

There is no charge for applying for a payday advance loan. For the actual Payday Advance Cashback Loans charges a percentage or dollar amount of check amount related to the loan. Depending on your state law and the maximum amount your state permits you to borrow the fee may vary

For a payday loan you will need the following:

  • To apply in-Store you will need:
    • A valid and open and active checking account
    • A steady source of income
    • And a government issued photo ID
    • An active phone number
    • A valid email address
  • To apply online you will need:
    • A valid and open and active checking account
    • A steady source of income
    • And a government issued photo ID
    • An active phone number
    • A valid email address

In order to get approved for a payday advance you will need to meet the following requirements:

  • Meet minimum age requirements
  • A valid and open and active checking account
  • A steady source of income
  • An active phone number
  • A valid email address
  • And a Valid Government Issued ID

The amount you can borrow is determined by your state’s law and the amount you qualify for. Select your state.